Are you unemployed, but you need a loan to help you get by? Do you know that even without an income there are some loans you can be approved for? You will have to have good credit, but you can get one of the no employment verification loans that exist to help you out. Here is what you should expect.
First, you will probably be looking at a mortgage refinance because this is the easiest type of loan to get for an unemployed person. They will have a stated program that allows you to say that you make a certain amount of money even though you are not even employed. They will not require any proof of income for this type of loan.
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Second, you will want to make sure that you can pay the loan back so if you need to borrow $5,000 to help you get through, then you might want to borrow more like $7,000 so you can make your loan payments until you have a source of income again. This is smart because it will cover your first few payments while you find a way to make some money.
Last, the no employment verification loans were designed for those that are in business for themselves or make mainly cash for their income. This means you may have to lie and say that you work for cash or run your own business out of your home. Either way they will not ask for tax forms or paycheck stubs. As long as you have good credit you will be just fine.
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